Start by looking at your electrical bill, you can reduce this bill in a few ways. Start to use a clothesline for drying laundry, may seem old fashion but will help. Unplug any cords from outlets that aren’t in use at the time. Next, try looking for a better insurance agency. Home, auto, and life insurance, most of the time if you bundle and shop around companies will give you discounts. Sick of never finding something on television? Ditch the cable and sign up for Netflix or Hulu, shows and movies you want to watch.